What is Your Game Plan?

While the afternoon heat reminds us summer is still here, the occasional cool August morning will send my mind racing towards fall. The kids are back in school, and the smell of sports is in the air.  From pee wee leagues all the way up to the pros, teams are working out rosters and beginning the process of developing game plans.

In football, coaches are thinking about offensive and defensive strategies that will serve their team the best. Soccer teams may think about adjusting formations to balance the playing field…. Load too many players on the offensive side and the defense may become susceptible to attack. Baseball teams strategize pitching match ups. Golfers may contemplate going for a par 5 in two (risk reward). The art of game planning goes on and on throughout the sports world.

What type of game planning are you doing with you life? Are you simply risking it all trying to reach the preverbal par 5 in two? Are you traveling through life without a game plan? Ask a successful coach if their success has anything to do with planning, and I will guarantee the answer is yes! Ask any successful person about their successes in life,  and you will inevitably find that proactive planning is involved.

Whether you are planning for a career change or simply trying to save for a vacation, spending time developing a plan of action will give you the best chance of success. “The road to failure is the one of least resistance,” is one of my favorite quotes.  If you want to fail at just about anything, it’s very easy: just do nothing.  If you want to succeed, you must plan and adapt.

Life is constantly changing. We are all dealt curveballs and audibles quit often. Having a game plan that has the ability to maneuver the landscape and dodge the bullets of disaster is essential.  Financial planning, as well as life planning, is a process, and a good game plan should have the ability to deal with the fluid nature of life.  This why I love what I do for a living. I get to help people with all aspects of their financial life.

Whether it’s a life plan or a financial plan, professional help can really be of benefit. I would encourage you to take some time to contemplate your game plan. Are you happy with where your life is headed? If not, why? Are you happy with your financial progress? What is holding you back? Maybe it’s time to revise your game plan.

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