The Financial Minute

What is the best financial decision you can make?

SHORT-TERM-LIFE-INSURANCE-POLICY_COM

The best financial decision you may make in your lifetime may not benefit you, but it will directly benefit those you care about. Having life insurance can assure the protection of your family in the case of a premature death. I was recently speaking with a friend of mine who shared a sad story. My friend’s good friend suffered a fatal heart … Continue reading

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Have you done this lately?

question mark

Have you documented your household contents lately? How about ever?  Most people don’t take the time to memorialize the contents inside their home. You may ask why this is needed.  The answer can be easily relayed by a recent personal experience. My office, which is in my home, was partially flooded by a faulty connection hose. Of course this occurred while I … Continue reading

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Deals, Rewards, and Steals

Hot-Deals

With our economic environment in question, we need to take advantage of every possible opportunity to save a dollar along the way. More and more companies are offering “deals” to reward loyalty and capture new customers. Some of the offers are coming from places you may not expect, so I thought I would share with you some of my recent finds. I … Continue reading

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Your CPA is NOT your Financial Advisor!

Think Again

So often I hear folks discussing the advice they receive from their CPA regarding investments. While CPAs perform a great service as accountants and bookkeepers, investment and financial advice is an area that should be left to financial advisors. Just as your dentist shouldn’t be your doctor, and vice versa, getting advice from the professional with expertise in the appropriate area is … Continue reading

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401K:Still the Best Game in Town!

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The market has made a nice return from its lows several weeks ago. The storm has seemingly calmed, at least to some degree. The interesting fact is that nothing has really changed. We are still facing the same economic issues we where three or four weeks ago. My point is that the uncertainty still remains. With the uncertainty still in place, the … Continue reading

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What is Your Game Plan?

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While the afternoon heat reminds us summer is still here, the occasional cool August morning will send my mind racing towards fall. The kids are back in school, and the smell of sports is in the air.  From pee wee leagues all the way up to the pros, teams are working out rosters and beginning the process of developing game plans. In … Continue reading

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UTMA & UGMAs What are they?

College-Money

As a holistic financial advisor, it’s always important that I view the big picture for my clients, and a very important piece of that picture is the children of my clients. We all want the best for our children and want them to have a life better than the one we had at their age. Sometimes our well-meaning actions will not always … Continue reading

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Seven Tips for Uncertainty!

market-fear-panic

Okay, Now What? After a couple of tough weeks for the market, the level of fear seems to be at a pinnacle. While fear is not always a bad thing, when it comes to investment decisions, fear is not a factor we want creeping into to our thought process. Many people have said that fear and greed drive the market.  We can … Continue reading

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Wanna Save a Few Bucks?

saving bank

This coming weekend will begin the Tennessee Sales Tax Holiday.  This annual event occurs the first Friday in August and is a great way to save a little cash.  If you are in the market for school supplies, clothing, or a new computer, it might be worth it to target your spending for this weekend. The Details                                                                                                       The sales tax holiday weekend … Continue reading

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Five Questions for Mid-Year!

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Here we are right in the middle of the dog days of summer. The weather’s hot, and the pace of life slows. The vision of a rocking chair and cold iced tea comes to mind. While we sit back and breathe a sigh of contemplative relaxation, we also need to be aware. We need to be aware that we are half way … Continue reading

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